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Waitlist Terms and Conditions

Last Updated May 2, 2022

You may register for early access to the FIERCE platform by submitting an entry using the online form provided on the FIERCE website (the “Website”), in effect as of the time of registration and as may be modified or amended by Fierce Financial, Inc. (“Fierce Financial”, “we”, or “us”) from time to time. Registrations that are incomplete or do not adhere to the rules or specifications may be disqualified at the sole discretion of Fierce Financial.  You may register only once and any attempt to enter more times than once by using multiple email addresses, identities, or devices in an attempt to circumvent the rules shall disqualify you from Waitlist eligibility; any such determination shall be made at the sole discretion of Fierce Financial.

1.0 Invitation

Registration for early access means that you have joined the list (“Waitlist”) to be notified when the full version of the FIERCE products, services, content, features, technologies, or functions, and all related websites, mobile applications and services offered to you by us (collectively “Services”) launches publicly (“Launch”) so that you may apply for Services.  Joining the waitlist gets you in line to apply for a FIERCE account. Signing up for the Waitlist doesn’t make you a Fierce Financial customer, require us to provide you any Services, or create any legal or regulatory duty on our part – save for exercising care to protect your email address per our Privacy Policy. 

Launch will occur on an official launch date to be determined by Fierce Financial in its sole discretion (“Official Launch Date”). Notwithstanding anything herein to the contrary, We may release earlier versions of the product (e.g., alpha, beta, etc.) to other users for testing purposes before or after the Official Launch Date and such releases shall not constitute Launch of the Services. Upon Launch, we plan to invite people who have registered for early access to apply for a FIERCE account sequentially, based on their relative positions on the Waitlist.  Position on the Waitlist is determined by the time that each user signed up by submitting an email address on the Website. Services are subject to availability, application approval and applicable terms and conditions.

2.0 Eligibility

The Waitlist is open only to those who sign up on the Website in compliance with these rules (“Rules”) and who are at least 18 years old as of the date of entry. The Campaign is open to all legal residents of the United States of America, and is void where prohibited by law. The Waitlist is subject to all applicable federal, state, and local laws and regulations and is void where prohibited.

3.0 Agreement to Rules

By participating in the Waitlist and using the Website, you agree to be fully and unconditionally bound by these Rules, and you represent and warrant that you meet the eligibility requirements. In addition, you agree to accept all decisions of Fierce Financial regarding the Waitlist as final and binding and you acknowledge and agree that Fierce Financial may unilaterally make changes to these Rules, which such changes may apply retroactively, in its sole and absolute discretion. The use of the Website is governed by our Privacy Policy and Terms of Use. By using the Website, you acknowledge that you have read these disclaimers and policies and that you accept and will be bound by their terms.

4.0 Communication

We may communicate with you via email and we may collect information regarding such communications, such as confirmation when you open an email. We use this information to operate and improve our services, including without limitation our customer service. By providing us with your email address, you thereby authorize us to contact you via email at such address, and you thereby consent to the receipt of such messages. You may opt-out of receiving these messages at any time by sending us a request at [email protected]. You acknowledge that opting out of receiving email may impact your use of the Services. Please refer to the Privacy Policy accessible on the Website for more information.

5.0 Terms and Conditions

Fierce Financial reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Waitlist should virus, bug, non-authorized human intervention, fraud, or other cause beyond our control which may corrupt or affect the administration, security, fairness, or proper conduct of the Waitlist. In such cases, we may grant early access to eligible registrations received prior to and/or after (if appropriate) the action taken by Fierce Financial. Fierce Financial reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the registration process or the operation of the Waitlist or Website or violates these Rules. Fierce Financial has the right, in its sole discretion, to maintain the integrity of the Waitlist, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Waitlist rules; or the use of bots, macros, scripts, or other technical means for registering. Any attempt by an entrant to deliberately damage any Website or undermine the legitimate operation of the Waitlist may be a violation of criminal and civil laws. Should such an attempt be made, Fierce Financial reserves the right to seek damages to the fullest extent permitted by law. The Waitlist and Website are in no way sponsored, endorsed, administered by, or associated with Facebook, Twitter, TikTok, or Reddit or other social networks that are used to share participation.

6.0 Indemnification

You agree to release, indemnify, defend, and hold Fierce Financial, its Affiliates, and our and their respective shareholders, members, officers, directors, employees, agents, advertising and promotion agencies, and representatives (collectively, “Fierce Financial Indemnitees”) harmless from and against any and all damages, liabilities, illness, injury, death, losses, litigation, claim, costs, and expenses, including reasonable attorney’s fees (collectively, “Losses”) that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Waitlist; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Waitlist; (v) electronic or human error in the administration of the Waitlist or the processing of entries.

7.0 Disputes

These Rules are governed by the laws of the State of New York, without regards to conflicts of law principles.  As a condition of participating in the Waitlist, you agree that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with the Waitlist, shall be resolved individually, without resort to any form of class action, exclusively before the courts in New York. You hereby irrevocably and unconditionally consent to the personal and subject matter jurisdiction of the federal and state courts in the State of New York, New York County for purposes of any such action. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Waitlist). Participant further waives all rights to have damages multiplied or increased.

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The Fierce Platform is owned and operated by Fierce Technology, Inc., a technology services provider that connects users to third-party banking services, securities brokerage services, cryptocurrency services, and other financial services and products. Fierce Technology, Inc. is not a legal advisor, tax advisor, bank, broker, or financial planner and does not intend to provide you with any legal, tax, banking, financial or investment advice. The services and products offered through the Fierce Platform are provided by different entities and are subject to different terms, investor protections and risks. Please review Legal Disclosures for further information regarding each service and product.

By using the FIERCE platform, you understand the information presented is provided for informational and educational purposes only and agree to our Terms of Use and Privacy Policy. The information provided on this site is not warranted as to the completeness, suitability, accuracy or quality thereof and is subject to change at our discretion at any time without notice.

Banking services provided by Cross River Bank, Member FDIC.

Brokerage services provided by FIN2, LLC. FIN2, LLC is a registered broker dealer, member of FINRA and SIPC. See FIN2’s BrokerCheck. Fierce Technology, Inc. is not a member of FINRA or SIPC.

Cryptocurrency services provided by Paxos Trust Company, LLC, a New York State chartered limited purpose trust company (NMLS #1766787) regulated by the New York State Department of Financial Services.

All investing involves risk, including the possible loss of money you invest. Past performance is not a guarantee of future performance. Stock markets are volatile and can fluctuate significantly in response to company, industry, political, regulatory, market, or economic developments, and may result in significant losses. Cryptocurrencies are volatile and highly speculative, and may result in significant losses. Buying, selling, transferring, and holding cryptocurrencies is not regulated in many states, and your cryptocurrency investments are not protected by either FDIC or SIPC. You should carefully consider your financial circumstances and risk tolerance before trading securities and cryptocurrencies. Nothing on this site should be construed as an offer to purchase or sell securities or cryptocurrencies. Mention of any specific stock or cryptocurrency are for illustrative purposes only and not an investment recommendation. You should consult a qualified, licensed advisor before engaging in any transaction.

Brokerage Products: NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE.

Cryptocurrency Products: NOT FDIC INSURED • NOT SIPC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE.

Fierce Debit Cards issued by Cross River Bank, member FDIC, pursuant to a license from Mastercard International Incorporated. Fee-free withdrawals at over 55,000+ Allpoint® ATM locations. Fees may apply if you use an ATM outside of the Allpoint® network. To locate a fee-free Allpoint® ATM, visit allpointnetwork.com and filter options within the ATM Locator to allow identification of Surcharge-Free ATMs. Please note that the ATM Locator is reliant upon the financial institution updating their listing with the surcharge-free network. The information provided in the locator is deemed to be reliable but is not guaranteed and is subject to change at any time.

* Fierce Credit Card coming soon.

1The Annual Percentage Yield (“APY”) for Fierce Cash is accurate as of July 26, 2023. Fierce Cash is an interest-earning variable rate account. Interest rates and APYs are variable and subject to change at any time without notice. Interest rates may change as often as daily without prior notice. The APY you receive will always be as stated in the App, with no hidden fees or deductions. Fees may reduce earnings. No minimum balance required. Must have $0.01 in savings to earn interest.

2APY for Fierce Stock is variable and subject to change at any time without notice. APY for Fierce Stock may vary based on security type. Fees may reduce earnings.

The $25/$25 Referral Bonus offer is only available to customers that meet all current account opening requirements. To qualify for the $25/$25 Referral Bonus, the referrer is required to have a Fierce account in good standing with a balance of $250 or more. The referred customer must initiate cumulative new money deposits totaling $250 or more into their Fierce Cash Account within 30 days of account opening. A cumulative value of $250 or more must remain in their Fierce account for a minimum of 30 days. The $25 bonus will be credited to the referrer’s and the referred customer’s Fierce Cash account at the end of the following month. Accounts must be kept open for 90 days from the time of qualifying. Normal account service charges and miscellaneous charges may apply to the Fierce account, which may reduce earnings. Limited to 10 Referral Bonuses payments or $250 in bonus payments per customer.

The $25 Referral Bonus offer cannot be used in combination with any other Fierce promotional offer. For tax purposes, the value of the bonus will be reported to the IRS on Form 1099-INT. Fierce reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period. Accounts closed at the time of bonus payment are not eligible. Offer is subject to cancellation without notice and cannot be combined with any other bonus offer. Fierce is not responsible for, and will not honor, promotional offers that appear on third-party websites that are not authorized by Fierce.

The Trading Bonus offer is only available to customers that meet all current account opening requirements and have not previously purchased stock or crypto on Fierce.

To qualify for the Trading Bonus, you are required to have a Fierce account in good standing that has not previously purchased stock or crypto. The customer must initiate cumulative new stock or crypto orders, according to the Trading Bonus table below, between the time the offer is received and 11:59 pm ET on December 31st 2023. The cumulative value or greater must remain in your Fierce Stock or Fierce Crypto account for a minimum of 30 days. The Trading Bonus will be credited directly to your Fierce Cash account at the end of the following month. Accounts must be kept open for 90 days from the time of qualifying. Normal account service charges and miscellaneous charges may apply to the Fierce account, which may reduce earnings. Limited to 1 Stock Trading Bonus payment per customer and 1 Crypto Trading Bonus payment per customer, or a total of $20 in bonus payment per customer.

Trading Bonus:
$10 cash bonus for stock purchases equalling $10 or greater.
$10 cash bonus for crypto purchases equalling $10 or greater.

The Trading Bonus offer cannot be used in combination with any other Fierce promotional offer. For tax purposes, the value of the bonus will be reported to the IRS on Form 1099-INT. Fierce reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period. Accounts closed at or prior to the time of bonus payment are not eligible. Offer is subject to cancellation without notice and cannot be combined with any other bonus offer. Fierce is not responsible for, and will not honor, promotional offers that appear on third-party websites that are not authorized by Fierce.

By clicking on some of the links on the Fierce website, you will leave the Fierce website and be directed to a third-party website. The privacy practices of those third parties may differ from those of Fierce. We recommend you review the privacy statements of those third party websites, as Fierce is not responsible for those third parties’ privacy or security practices.